Medical Office Assistant · Medical Economics, Billing, and Coding

Commercial Insurance, HMO, PPO, and Managed Care

On this page 3 sections
  1. Quick check
  2. Study tools
  3. Sources & references

Quick check

5 questions here, of 90 in this lesson’s practice set. Answers stay hidden until you check.

Question 1 of 5foundational

Which term best describes health insurance coverage offered through private companies rather than through a government program?

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Question 2 of 5foundational

In commercial insurance, the insurance company that pays covered claims is most often called the:

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Question 3 of 5foundational

The regular amount a member (or their employer) pays to keep an insurance policy active is called the:

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Question 4 of 5foundational

A patient asks what a deductible is. Which explanation is accurate?

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Question 5 of 5foundational

A fixed dollar amount a member pays at the time of an office visit is a:

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Practice all 90

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Study tools & related lessonsYou’ll learn to · Related

You’ll learn to

  • Describe commercial insurance and its key cost-sharing terms.
  • Distinguish HMO and PPO plans, including network, referral, and cost differences.
  • Explain managed care concepts such as networks, referrals, prior authorization, and capitation.
  • Apply the medical office assistant's role in verifying eligibility and supporting referrals and authorizations within scope.

Sources & references

  1. Centers for Medicare & Medicaid Services — CMS.gov
  2. American Health Information Management Association — AHIMA - Health Information and Coding
  3. AAPC — Medical Coding and Billing

This lesson was adapted from the open educational references above; their licenses and attributions are preserved. See Copyright & Licensing.

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